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Benefits

We have 1st Class benefits!

From medical coverage to 401k, we have a variety of benefit options for everyone!

Our employees are important to us. First Bank of the Lake offers highly competitive starting pay and a generous benefits package. 

Benefits Package

Coverage for employees, spouses and children; including online wellness services is available. This benefit is effective the first day of the following month in which you were hired. Example: If you're hired on 11/24, you'd be eligible on 12/1. 

Plus, an added benefit, the Bank pays all but $1 a month of the employee’s premium cost.
Employee dental premium is 100% employer paid. Coverage for your spouse and children is available at an affordable rate.
A standard and enhanced plan is available at affordable rates for our employee, their spouse and children.
100% employer paid premium for employee coverage for 3 x salary up to $300,000.
This program allows employees to purchase additional life insurance for themselves and their dependents. 
Income protection coverage paid by the bank for employees prevented from working due to a short-term injury/illness.
100% employer paid income protection for employees prevented from working due to a long-term illness.
Pre-tax retirement savings plan with Basic and Roth options. Plus, a Safe Harbor Matching Contribution: 100% employer match on the first 3% and a 50% employer match on the next 2%.
Supplementary insurance products are available at employee cost. We offer 3 Aflac options: Accident, Critical Care & Cancer.
We offer 2 Cafeteria Plans:

Flexible Spending Account (FSA) 
Allows your employees to pay for certain health care expenses on a pre-tax basis through salary reduction. Employee's taxable income is reduced, thus increasing take home pay.

Dependent Care Assistance Plan (DCAP)
Employees may hold back as much as $5,000 annually of their pre-tax salary for dependent care expenses. Qualified dependent care expenses may include the care of a child under the age of 13, daycare for parents, care for a disabled spouse or a dependent incapable of caring for himself/herself, and certain summer day camps. 
Accidents occur everywhere, everyday. Accidents, by their sudden nature, can find families financially unprepared, unless insurance is available to provide security when an income earner meets with unexpected death or loses use of a limb or limbs. This wonderful benefit is paid by First Bank of the Lake. 
Paid time off ranges from 18 up-to 26 days depending on position (see employee handbook for details). Paid time off begins accruing immediately upon employment.
Paid time off according to the holiday calendar observed by the Federal Reserve Bank of St. Louis. Paid afternoon off when Christmas Eve falls on a business day.
Paid time off to grieve the loss of family members.
Free, confidential support for employees and their families for addressing everyday challenges and more serious personal problems.
First Bank of the Lake helps provide employees with the education required for their professional growth and advancement opportunities or to enhance their work knowledge and skills.
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We have 1st Class benefits!

From medical coverage to 401k, we have a variety of benefit options for everyone.