President and CEO Message

At First Bank of the Lake, we believe small businesses are the heartbeat of the American economy. As a nationally recognized SBA lender with over $2 billion in assets, we are proud to serve entrepreneurs and business owners across the country—providing them with the capital, guidance, and partnership they need to grow and succeed.

Chartered in Missouri for more than 40 years and regularly ranked as a top 20 SBA lender, our reach is truly national. We lend in all 50 states, and our team of talented banking professionals works from our Missouri headquarters, our Greenville, South Carolina Government Guaranteed Lending Operations Center, and remotely throughout the United States in the markets and communities in which our customers work and live. This distributed model allows us to attract top-tier talent from diverse backgrounds and regions, creating a dynamic and inclusive workplace that reflects the communities we serve.

A commitment to innovation is central to everything we do. We continuously invest in technology and process improvement to deliver a faster, smarter, and more personalized banking experience. Whether it’s streamlining SBA loan approvals or creating custom Private Label Banking solutions for Fintech clients, we are focused on building a bank that is agile, forward-thinking, and deeply attuned to the evolving needs of small businesses everywhere.

Equally important is our culture. At First Bank of the Lake, we foster an environment where collaboration, creativity, and accountability thrive. We empower our employees to bring their best ideas forward, to take ownership of their work, and to make a meaningful impact—both within the bank and in the lives of our customers. Our people are our greatest asset, and we are committed to supporting their professional growth, personal well-being, and overall success.

Whether you’re an entrepreneur, small business owner, or Fintech seeking a trusted financial partner or an ambitious professional looking to join a purpose-driven organization, First Bank of the Lake is here to help you achieve your goals. We are honored to play a role in building stronger businesses, communities, and futures throughout the United States.

— Jim Larrick
President & CEO, First Bank of the Lake