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FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

Industries

We made over $600MM in SBA loans in 40 industries in the last year

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See if You Pre-Qualify for an SBA Loan in 3 Minutes

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First Bank of the Lake
First Bank of the Lake SBA Loans

SBA Industry Loans

Childcare & School Business Loans

From daycare centers to preschools and private K-12 schools, we finance the buildings, classrooms and playground upgrades that help you enroll more students. See how an SBA loan fits your plans.

Loan Usage

Real Estate, Construction, Equipment, Buy a Business, Working Capital

Interesting Stat

Small firms make up 99.9% of U.S. childcare businesses, and childcare prices rose 230% from 1990 to 2022.[1]

SBA Industry Loans

Hospitality & Restaurant Business Loans

Hotels, restaurants, franchise locations and bars with a food component run on tight margins and heavy build-out costs. An SBA 7(a) or 504 loan can cover property, kitchen equipment and new locations.

Loan Usage

Real Estate, Construction, Equipment, Franchise Expenses, Working Capital

Interesting Stat

Restaurant and foodservice sales are projected to reach $1.55 trillion in 2026, supporting 15.8 million jobs.[2]

SBA Industry Loans

Manufacturing Business Loans

Machine shops, fabricators, food processors and contract manufacturers need capital for equipment, plant space and inventory. SBA 7(a) and 504 loans offer long repayment terms that match the life of your assets.

Loan Usage

Equipment, Real Estate, ESOP, Buy a Business, Working Capital

Interesting Stat

U.S. manufacturers add $3.0T to the economy, and 93% of manufacturing companies have fewer than 100 employees.[3]

SBA Industry Loans

Medical & Healthcare Business Loans

Physician groups, dental and specialty practices, clinics and hospitals use SBA loans to buy equipment, fund build-outs and acquire practices. Long repayment terms protect cash flow as you grow. Talk to us.

Loan Usage

Buy a Business, Equipment, Tenant Improvements, Partner Buyout, Location Expansion

Interesting Stat

Healthcare occupations are projected to see about 1.9 million job openings each year through 2035.[4]

SBA Industry Loans

Professional Services Business Loans

Law practices, accounting firms, consultancies and agencies sell expertise rather than inventory, which can make conventional bank loans harder to land. SBA loans can fund partner buyouts, acquisitions and new offices.

Loan Usage

Buy a Business, Partner Buyout, M&A, Working Capital

Interesting Stat

The U.S. professional and business services sector employs nearly 22.5 million workers as of 2026.[5]

SBA Industry Loans

Real Estate & Construction Business Loans

Buying owner-occupied commercial property, building from the ground up or growing a contracting business all qualify for SBA financing. A 504 loan locks in long-term fixed rates, while a 7(a) adds flexibility.

Loan Usage

Purchase Commercial Property, Construction, Debt Refinancing, Equipment, Working Capital

Interesting Stat

U.S. construction spending totaled $2.16 trillion in 2025, topping $2 trillion for the second straight year.[6]

SBA Industry Loans

Retail Stores & Services Business Loans

Independent shops, specialty retailers, franchise locations and retail service businesses use SBA loans to buy stores, fund build-outs and carry inventory through busy seasons. Find out how financing works today.

Loan Usage

Buy a Business, Franchise Expenses, Tenant Improvements, Working Capital

Interesting Stat

U.S. retail sales are forecast to grow 4.4% in 2026, reaching roughly $5.6 trillion for the year.[7]

SBA Industry Loans

Senior Care & Nursing Business Loans

Assisted living, memory care, skilled nursing and home care operators face rising demand from an aging population. SBA loans can fund facility purchases, renovations and acquisitions. Talk with an SBA expert today.

Loan Usage

Real Estate, Construction, Buy a Business, Debt Refinancing

Interesting Stat

By 2030, every baby boomer will be over 65, making 1 in 5 U.S. residents retirement age.[8]

SBA Industry Loans

Warehouse & Storage Business Loans

Warehouses, cold storage facilities and distribution companies take serious capital to buy, build or expand. SBA 504 and 7(a) loans offer long terms for property, racking and material handling equipment.

Loan Usage

Purchase Commercial Property, Construction, Equipment, Working Capital

Interesting Stat

The U.S. warehousing and storage industry employed about 1.83 million workers as of 2026.[9]

SBA Industry Loans

Talk to an SBA Loan Expert Today

We made $600MM in SBA loans in the last year alone

SBA Loans for Industries
SBA Industry Loans

References

[1] SBA Office of Advocacy
[2] National Restaurant Association
[3] National Association of Manufacturers

[4] Bureau of Labor Statistics
[5] Bureau of Labor Statistics

[6] U.S. Census Bureau
[7] National Retail Federation

[8] U.S. Census Bureau
[9] Bureau of Labor Statistics