Some of the Best US Small Businesses Partner With Us
$3.6MM SBA Loan
$400K SBA Loan
$345K SBA Loan
$585K SBA Loan
$2.2MM SBA Loan
$3.3MM SBA Loan
$363K SBA Loan
By the Numbers
in Loans 2024
Largest SBA Lender^
Small Businesses Helped 2020-2024
4.50% APY*
7 Month CD
4.30% APY*
15 Month CD
Star Rating in Google Reviews
in Loans 2024
Largest SBA Lender^
Small Businesses Helped
4.50% APY*
7 Month CD
4.30% APY*
15 Month CD
Star Rating in Google Reviews
*Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. APY is accurate as of May 13, 2025. Rates subject to change at any time without notice. Penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. $5,000 minimum opening deposit to open the account online. $1,000 minimum opening deposit to open the account remotely or in-person at branch. No institutional funds allowed. Other restrictions may apply. Contact bank for details.
It's Easy to Get Started
Contact Us
Contact First Bank of the Lake using the form below to talk to an SBA loan expert. We will get in touch with you promptly.
What Type of Loan?
Find out more about the SBA loan application process from our advisors determining what type of loan you need.
Assemble Your Documents
Put together an SBA loan application with the supporting documents.
Submit Your Application
Submit your SBA loan application.
What Our Customers Say
Gave Me the Confidence I Needed
Huge thanks to Tammy and Brandi. Tammy was my first point of contact and gave me the confidence I needed since there isn't a local branch near where I live. Brandi has been answering ALL my questions since and has excellent follow up and has taken great care of me.
— Michele Houston
Genuinely Interested in Helping My Business Succeed
First Bank of the Lake was a tremendous help in securing a 504 small business loan for my company. Every staff member I interacted with was professional, friendly, and genuinely interested in helping my business succeed.
— Don Kamb
Exceptional Service
I cannot say enough positive things about my experience working with Eric as my SBA loan officer. From start to finish, he provided exceptional service and went above and beyond to ensure that every issue we encountered was resolved quickly and efficiently.
— Bryan Crowe
Feel Like a Partnership
The First Bank of Lake was very responsive to any questions that I had and was easy to work with throughout the process. They definitely made things feel like a partnership. And that has extended to the loan servicing phase as well. I would definitely recommend them, and I have.
— Joe Holland
Exceptional Commitment and Expertise
I recently had a great experience with First Bank of the Lake. They helped me with funds to build my new restaurant. The underwriter Stephany Ditren is very efficient. She demonstrated exceptional commitment and expertise to helping me with my needs.
— Baryalay Razi
SBA Loan Faster Than Expected
Stacey was a pleasure to work with! She was very knowledgeable and responsive - helping us close on our SBA loan faster than expected! I would highly recommend working with her.
— Megan Dean
Advanced Services for Non-Banking & Fintech Clients
Private Label Banking
Ana Liza Grandner
Executive Vice President,
Chief Payments Officer
Phil Bianco
Executive Vice President,
Chief Technology Officer
Media Coverage
We Work With 40 Industries In All 50 States
Childcare Business Loans
Chiropractor Office Loans
Commercial Real Estate Loans
Construction Business Loans
Dental Practice Loans
Financial Services Business Loans
Gym Loans
Hospital Loans
Hotel Loans
IT & Tech Business Loans
Legal Business Loans
Manufacturing Business Loans
Medical Business Loans
Optometry Practice Loans
Professional Services Loans
Restaurant Loans
Retail Store Loans
Private School Business Loans
Veterinarian Loans
Other Industries
How Your SBA Loan Can Be Used
Business Loans for Veterans
Buy a Business
Commercial Real Estate
Construction Loans
Debt Refinancing
Equipment Financing
ESOP Financing
Franchise Loans
Location Expansion
M&A Financing
Partner Buyout Loan
Search Fund Financing
Startup Business Loans
Working Capital Loan
Other Funds Usage
SBA Industry Loans
Talk to an SBA Loan Expert Today
We made $600MM in SBA loans in the last year alone
