Consumer Banking
Make your savings work harder.
Choose the account that fits your goals. Whether you want to earn more, save automatically, or keep things simple and easy to access, we’ve got you covered.
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High Yield Savings can be opened online or in branch. Kasasa® Saver and Traditional Savings can be opened in branch only.
Rates effective as of May 13, 2026
High Yield Savings
(Online or Branch)
- Best for: Savers who want one of the best rates in the nation with the options to open in minutes or in branch.
- 4.00% APY* on balances above $2,500
- Rate available online and in branch
- $2,500 minimum balance to earn advertised APY*
- $2,500 minimum opening deposit
- Personal and consumer funds only (no business or institutional funds)
- FREE Online Banking
- FREE eStatements
- Open in branch or online
FREE Kasasa® Saver
(Branch Only)
- Best for: Customers who like their savings to grow from checking rewards and choose to open their account in branch.
- 0.75% APY* on balances up to $24,999.99
- 0.75% to 0.35% APY* on balances over $25,000 (rate depends on balance)
- 0.05% APY* on balance if qualifications aren’t met on Kasasa® checking
- Must have Kasasa® Cash or Kasasa® Cash Back Checking
- Automatic transfers of Kasasa® checking rewards
- $25 minimum opening deposit
- No minimum balance to earn rewards
- FREE Online Banking
- FREE eStatements
Traditional Savings
(Branch Only)
- Best for: Individual and families who want an easy, everyday savings option and a welcoming in-branch experience.
- $100 minimum opening deposit
- 0.25% APY* on all balances
- Interest compounded and paid quarterly
- Maintain $100 minimum balance to avoid a $2 monthly fee
- FREE Online Banking
- FREE Mobile Banking
- FREE eStatements
How to Get Started
Pick the savings account that fits you
Choose High Yield Savings, Kasasa® Saver, or Traditional Savings, each designed to support different savings goals.
Open online or visit our branch
High Yield Savings: Open online in about 10 minutes or stop by our branch.
Kasasa® Saver & Traditional Savings: Open in branch. We’ll help you get everything set up. What to bring: A valid ID and your funding method.
Fund & start saving
Make your opening deposit, set up transfers, and start growing your savings right away.
Savings Calculator
See how your savings can grow
Savings Calculator
Savings Estimate
Frequently Asked Questions
1. What is the minimum to open each account?
High Yield Savings requires a $2,500 minimum opening deposit. Kasasa® Saver requires a $25 minimum opening deposit. Traditional Savings requires a $100 minimum opening deposit.
2. Can I open these accounts online?
High Yield Savings can be opened online or in branch. Kasasa® Saver and Traditional Savings are available in branch only.
3. Do I have to keep a minimum balance?
High Yield Savings requires $2,500 minimum balance to earn the advertised APY*. Traditional Savings requires $100 minimum balance to avoid the $2 monthly fee. Kasasa® Saver has no minimum balance to earn rewards.
4. How does Kasasa® Saver earn the higher rate?
Kasasa® Saver is tied to Kasasa® Cash or Kasasa® Cash Back Checking. When qualifications are met on the linked checking account, you can earn higher interest on your Kasasa® Saver account.
5. Are my deposits insured?
Yes, your deposits are FDIC insured up to applicable limits. Learn more about FDIC coverage here.
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Education Center
Education Center
*Annual Percentage Yield (APY) is accurate as of today’s date and may change at any time after the account is opened. Fees may reduce earnings on these accounts. Additional conditions and requirements may apply. See bank for details.
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