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Our Team - SBA Leadership

Find out what it's like to work with a bank who puts you first!

SBA Leadership Team

Business photo of Annemarie Murphy
Annemarie Murphy
Senior Executive Vice President, Chief Lending Officer
Business photo of Carolyn Calafiore
Carolyn Calafiore
Executive Vice President, President
of SBA Lending Division
Business photo of Ron Gooding
Ron Gooding
Senior Vice President
SBA Chief Appraiser



Business photo of Charles Booker
Charles Booker
Senior Vice President
Servicing & Liquidation Manager



Business photo of Emil Temelkov
Emil Temelkov
Senior Vice President
SBA CRE Sales Manager
Business photo for Michael Swanson
Michael Swanson
Senior Vice President
SBA CRE Sales Manager
Business Photo of Joseph Barbato
Joe Barbato
Senior Vice President SBA National Relationship Sales Manager
Business photo of Lee Elmslie
Lee Elmslie
Senior Vice President
National SBA 504 Sales Manager
Business photo of Bruce Marks
Bruce Marks
Senior Vice President SBA M&A and Manufacturing & Exporting Sales Manager
Business photo of Frank Gallagher
Frank Gallagher
Senior Vice President SBA National Sales Manager
Professional photo for George Andreaus
George Andreaus
Senior Vice President
SBA CRE Sales Manager






Business photo of Natasha Cheek
Natasha Cheek
Senior Vice President
SBA Closing Manager

Placeholder photo for new employee
Stacey Simmons
Vice President
SBA Closing Team Leader
Business photo of Amy Penman
Amy Penman
Vice President
SBA Small Loan Team Leader
Business photo of Judy Bentley
Judy Bentley
Vice President
SBA Servicing Team Leader
Business photo for Jami Lewis
Jami Lewis
Vice President
SBA Small Loan Manager
Business photo of L'Annette Hernandez
L'Annette Chambers-Hernandez
Vice President
SBA Pre & Post Closing Coordinator Team Leader
Business photo of Sharee Clark
Sharee Clark
Vice President
SBA Closing Team Leader
Business photo for Danielle Downs
Danielle Downs
Vice President
SBA Closing Team Leader
Business photo of Jamilia Ibrahim
Jamila Ibrahim
Vice President
SBA Senior Underwriter Manager
Business photo of Frank Isganitis
Frank Isganitis
Vice President
SBA Senior Underwriter Manager
Business photo for Peter Rizzo
Peter Rizzo
Senior Vice President
SBA Liquidation Manager
Business photo of Joe Mascio
Joe Mascio
Vice President
SBA Senior Portfolio Manager Serving Team Leader
Business photo of Heather Palmer
Heather Palmer
Vice President
SBA Operations Team Leader
Business photo of Michelle Null
Michelle Null
Vice President
SBA Senior Portfolio Manager Servicing Team Leader
Business photo of Ethan Hall
Ethan Hall
Vice President
SBA Construction Team Leader
Business photo of Carol Segrest
Carol Segrest
Vice President
SBA Senior Underwriter Manager






Business photo of Cindie Riggs
Cindie Riggs
Vice President
SBA Post Closing Team Leader
Business photo of Karen Bruseo
Karen Bruseo
Vice President
SBA/USDA Buy Desk
Business photo of Matt Goers
Matt Goers
Senior Vice President
SBA Senior Business Development Officer
Business photo of Tres Cox
Tres Cox
Vice President
SBA Sales Team Leader
Business photo of Kathryn Conrad
Kathryn Conrad
Vice President
SBA Construction Team Leader
Business photo of Igor Milanovic
Igor Milanovic
Vice President
SBA Senior Underwriter Manager
Business photo of Rhea Hammond
Rhea Hammond
Vice President
SBA Senior Underwriter Manager
Business photo of Devin Otsea
Devin Otsea
Vice President
Senior SBA  Workout Officer-Team Leader














































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First Bank of the Lake

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