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Buy a Business Loan

Buying a business? We’ve funded over 900 loans

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See If You Pre-Qualify for an SBA Loan to Buy a Business – in 3 Minutes

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First Bank of the Lake Badges

Top 5 SBA franchise loan lender*

+$600 million franchise loans funded

+$2 billion in SBA loans since 2020

+2,000 SBA loans funded since 2020

Learn About Loans to Buy a Business

Talk to a business purchase loan expert today at (888) 828-5689. Get all your questions answered and get started with the dream of business ownership.

Understanding How to Buy a Business

Learn how to secure loans for buying businesses, covering planning, financing options like SBA loans, and navigating the purchase process.

Coffee shop owner meeting with manager - Buy a Business Loan

Understanding How to Buy a Business

Learn how to secure loans for buying businesses, covering planning, financing options like SBA loans, and navigating the purchase process.

Use Our Business Loan Calculator

A business loan calculator helps entrepreneurs estimate monthly payments, interest costs,enabling informed decisions for loans like equipment, working capital or acquisitions.

Business person using a business loan calculator - Buy a Business Loan

Use Our Business Loan Calculator

A business loan calculator helps entrepreneurs estimate monthly payments, interest costs,enabling informed decisions for loans like equipment, working capital or acquisitions.

Free ePub: How to Buy a Business

Download our free guide to learn how to buy a business using SBA loans, explore loan rates, loan terms and business acquisition strategies.

Person holding a book on how to buy a business - Buy a Business Loan

Free ePub: How to Buy a Business

Download our free guide to learn how to buy a business using SBA loans, explore loan rates, loan terms and business acquisition strategies.

Want to learn more about buying a business?

Getting a Loan to Buy a Business

Acquiring a business offers growth but involves costs, challenges and financing.

Loan to Buy Out a Partner

Partner buyouts can strain small business liquidity but SBA loans offer flexibility and support.

How to Buy a Franchise Business

Franchising offers entrepreneurs proven models, support, and financing options like SBA loans.

Get a Veterans Loans to Buy a Business

Veterans can use SBA loans to buy a business with flexible terms and down payments.

M&A Loans For a New Business

Mergers fuel growth and opportunity. SBA loans provide the flexible financing.

How to Buy a Franchise Business Epub

Learn franchise buying essentials like how to buy the right franchise and handle financing.

Industries to Buy a Business In

Look at 30 different industries that we support with SBA 7a and 504 loan financing.

Business Acquisition Loan Closings

Discover the key documents for your closing like the LOI, business plan and the financing.

Get an SBA Loan

Partner with a top SBA lender that offers flexible loans and expert guidance to grow your business.

Want to learn more about business loans?

SBA 7a Loan Requirements

Finding the right funding solutions for your small business can be challenging. SBA 7a loans offer low interest rates and fixed-rate or variable-rate options.

SBA 504 Loan Requirements

What are 504 loans? This guide will provide you with an overview on how to get a 504 loan, SBA 504 loan down payment requirements and finding the right SBA 504 loan lenders for your small business needs.

How to Get an SBA Franchise Loan

Are you an entrepreneur looking to start a franchise but need funding to get started? Securing a Small Business Administration loan might be the perfect solution.

Real business owners. Real results.

Woof Gang Bakery SBA Loan Case Study

After years in HR, Kasia followed her passion for animals and, with a $345K SBA loan from First Bank of the Lake, quickly launched her Woof Gang Bakery & Grooming franchise — already nearing breakeven just months in.

Tint World SBA Loan Case Study

After losing his wife, a friend, and his life savings, Dan Billings reinvented his life with a Tint World franchise — and with guidance and an SBA loan from First Bank of the Lake, his business is thriving and he’s already eyeing a second location.

Lifetime Green Coatings SBA Loan Case Study

Father and son duo Barry and Parker Norfleet launched six Lifetime Green Coatings franchises with a $400K SBA loan from First Bank of the Lake — quickly setting up operations and nearly breaking even within just three months.

What Our Customers Say

Google Customer Reviews
First Bank of the Lake Reviews - Google Stars

Gave Me the Confidence I Needed

Huge thanks to Tammy and Brandi. Tammy was my first point of contact and gave me the confidence I needed since there isn't a local branch near where I live. Brandi has been answering ALL my questions since and has excellent follow up and has taken great care of me.

— Michele Houston

First Bank of the Lake Reviews - Google Stars

Genuinely Interested in Helping My Business Succeed

First Bank of the Lake was a tremendous help in securing a 504 small business loan for my company. Every staff member I interacted with was professional, friendly, and genuinely interested in helping my business succeed.

— Don Kamb

First Bank of the Lake Reviews - Google Stars

Exceptional Service

I cannot say enough positive things about my experience working with Eric as my SBA loan officer. From start to finish, he provided exceptional service and went above and beyond to ensure that every issue we encountered was resolved quickly and efficiently.

— Bryan Crowe

See if You Pre-Qualify for an SBA Loan in 3 Minutes