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IT & Tech Business Loans

We are here to help grow your tech consulting firm with SBA loans

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SBA Loan for IT and Tech Business Loans and Financing

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+2,000 SBA loans funded since 2020

Cybersecurity investments can quickly strain budgets

Starting a new IT or technical services business comes with unique financial challenges that can quickly overwhelm even the most prepared entrepreneurs. One of the biggest hurdles is the significant upfront investment needed for cybersecurity infrastructure. With cyber threats becoming increasingly sophisticated, even small IT firms need robust security systems. The global cybersecurity market is expected to grow in the coming years and is estimated to reach $19 billion this year alone.

Hiring skilled IT professionals is another challenge. The demand for cybersecurity and tech experts has surged, but there’s a talent shortage, particularly for specialized roles. This has driven up wages, making it difficult for new and smaller businesses to compete with larger firms that can offer higher salaries and better benefits. Research shows that over half of IT companies are experiencing difficulties finding candidates with the necessary skills, particularly in areas like cybersecurity​. For startups, this can mean either compromising on talent or stretching already tight budgets to bring in skilled professionals.

SBA Loan for IT and Tech Business Loans and Financing

With the right investments, IT startups can grow despite cybersecurity challenges

When starting a new IT or technical services business, having the right financial support can be a game changer, and that’s where SBA loans come in. The SBA 7a loan is a versatile option designed for early-stage needs. For instance, it can cover the costs of setting up essential cybersecurity infrastructure or hiring those skilled tech professionals who, let’s face it, don’t come cheap. With its flexible terms, the 7a loan allows new businesses to manage cash flow while investing in the resources they need to grow.

If you’re making bigger investments, like purchasing servers or expanding into a dedicated office space, the SBA 504 loan is perfect. It offers fixed-rate, long-term financing for substantial expenditures, helping you secure the technology and facilities needed to scale your business.

First Bank of the Lake has helped small businesses secure over $1.1 billion in SBA loans. We’ve worked with countless IT startups and know the challenges you face. Our team isn’t just about providing a loan; we’re here to guide you through the process, offering tailored support and expertise so you can focus on what you do best; innovating and growing your business.

Real business owners. Real results.

Woof Gang Bakery SBA Loan Case Study

After years in HR, Kasia followed her passion for animals and, with a $345K SBA loan from First Bank of the Lake, quickly launched her Woof Gang Bakery & Grooming franchise — already nearing breakeven just months in.

Tint World SBA Loan Case Study

After losing his wife, a friend, and his life savings, Dan Billings reinvented his life with a Tint World franchise — and with guidance and an SBA loan from First Bank of the Lake, his business is thriving and he’s already eyeing a second location.

Lifetime Green Coatings SBA Loan Case Study

Father and son duo Barry and Parker Norfleet launched six Lifetime Green Coatings franchises with a $400K SBA loan from First Bank of the Lake — quickly setting up operations and nearly breaking even within just three months.

What Our Customers Say

Google Customer Reviews
First Bank of the Lake Reviews - Google Stars

Gave Me the Confidence I Needed

Huge thanks to Tammy and Brandi. Tammy was my first point of contact and gave me the confidence I needed since there isn't a local branch near where I live. Brandi has been answering ALL my questions since and has excellent follow up and has taken great care of me.

— Michele Houston

First Bank of the Lake Reviews - Google Stars

Genuinely Interested in Helping My Business Succeed

First Bank of the Lake was a tremendous help in securing a 504 small business loan for my company. Every staff member I interacted with was professional, friendly, and genuinely interested in helping my business succeed.

— Don Kamb

First Bank of the Lake Reviews - Google Stars

Exceptional Service

I cannot say enough positive things about my experience working with Eric as my SBA loan officer. From start to finish, he provided exceptional service and went above and beyond to ensure that every issue we encountered was resolved quickly and efficiently.

— Bryan Crowe

See if You Pre-Qualify for an SBA Loan in 3 Minutes