Older couple dancing and laughing at something
Older couple out in nature smiling while riding their bikes.

Certificates of Deposit

Attractive rates – Some of the Best Rates at the Lake!

Kick back and watch your money grow.

A CD makes long-term saving a cinch. They combine security with great investment returns. CDs offer guaranteed fixed rates and a wide range of terms. Our experienced bankers are here to help you get the most out of your investment.

Maximize your savings with a secure, high-yield Certificate of Deposit.
  • Safe and flexible savings vehicle
  • Higher earnings than regular savings
  • Guaranteed rate of return over the CD term
  • Terms ranging from 3 to 60 months
  • Fixed interest rate for a set period of time
  • Interest on CDs compound quarterly
  • $1,000 minimum opening deposit 
  • Early withdrawal penalties may apply
  • FREE Online Banking
  • FREE Mobile Banking
For deposits exceeding $250,000 we have programs available for you. While you still earn a competitive rate of return, our programs ensure all your deposits receive full FDIC insurance coverage. The best part of our program is it allows you to keep your entire relationship with First Bank of the Lake, allowing you to maintain one point of contact for all your banking needs.

Contact a Personal or Commercial Banker for more information.









































Guy putting coins in a jar. A stack of coins, calculator and laptop are in the background.

Maximize your savings with a secure, high-yield Certificate of Deposit.