Introducing the IntraFi® Network Deposits℠ Money Market Deposit Offering
IntraFi Network Deposits is the easiest, most convenient way to access FDIC insurance on large deposits. Almost anyone who wants to combine the convenience of working directly with just one financial institution with the security of access to FDIC insurance will benefit from IntraFi Network Deposits.
When you place a large deposit with us, we can put your cash balances to work in money market deposit accounts at other financial institutions in IntraFi’s network of banks, allowing you access to multi-million-dollar FDIC protection on your investments. 
Everything is handled through our bank. You work directly with us to secure large deposits. Your large deposit is broken into smaller amounts and placed with other banks that are members of IntraF's network of banks. Then those banks issue money market deposit accounts in amounts under the standard FDIC insurance maximum, so that your investment is eligible for FDIC protection. By working directly with just one bank – our bank – you can receive insurance through many.
You earn one interest rate on your large deposit – so you can forget about multiple rate negotiations.
You receive a monthly statement detailing all of your deposits, interest earned, and other details. With IntraFi Network Deposits, there’s no need to manually consolidate statements or track changing collateral values on an ongoing basis.
Enjoy Peace of Mind
Your funds are eligible for multi-million-dollar FDIC insurance. You can feel secure knowing your principal balance and the interest you earn are protected.
Work directly with us and forego maintaining multiple bank relationships or opening accounts in different insurable capacities (while manually consolidating a multitude of statements and calculating blended rates) in favor of receiving just one regular statement.
Earn Favorable Returns
You don’t have to sacrifice safety for returns. Compare returns for IntraFi Network Deposits to those of Treasuries and government money market mutual funds.
Maintain access to funds placed in money market deposit accounts.
Break Free From The Burdens of Collateralization
Forego requiring the bank to collateralize your deposit and potentially receiving a lower rate as a result. Save time by eliminating the need to track changing collateral values on an ongoing basis.
Enjoy the Transparency
Reporting shows balances, transactions, interest, and other important details associated with your accounts. You can access information regarding funds placed in money market accounts through IntraFi Network Deposits online 24/7.
Support Investment In Your Local Community
Feel good knowing that the full amount of your funds placed through IntraFi Network Deposits can stay local to support lending opportunities that build a stronger community. 
Invest using IntraFi® Network Deposits℠ today. Enjoy access to multi-million-dollar FDIC insurance combined with the convenience of one bank, one rate and one statement!
 Consult with your account manager or one of our customer services representatives regarding available rates.
 When deposited funds are exchanged on a dollar-for-dollar basis with other banks in IntraFi’s network of banks, we can use the full amount of a deposit placed through IntraFi Network Deposits for local lending, satisfying some depositors’ local investment goals or mandates. Alternatively, with a depositor’s consent, our bank may choose to receive fee income instead of deposits from other banks. Under these circumstances, deposited funds would not be available for local lending.
Placement of funds through IntraFi Network Deposits is subject to the terms, conditions, and disclosures in the program agreements, including the Deposit Placement Agreement (“DPA”). Limits apply and customer eligibility criteria may apply. Although funds are placed at destination banks in amounts that do not exceed the FDIC standard maximum deposit insurance amount (“SMDIA”), a depositor’s balances at the relationship institution that places the funds may exceed the SMDIA (e.g., before settlement for a deposit or after settlement for a withdrawal) or be ineligible for FDIC insurance (if the relationship institution is not a bank). As stated in the DPA, the depositor is responsible for making any necessary arrangements to protect such balances consistent with applicable law. If the depositor is subject to restrictions on placement of its funds, the depositor is responsible for determining whether its use of IntraFi Network Deposits satisfies those restrictions. IntraF, Bank Safe Bank Smart, One Bank, One Rate, One Statement are registered service marks, and Network Deposits is a service mark, of IntraFi Network, LLC.
Would you like to get the peace of mind that comes with access to multi-million dollar FDIC insurance, combined with the convenience of managing just one banking relationship?
Focus on IntraFi Network Deposits and you can.
Getting started with IntraFi Network Deposits in 5 easy steps
When you’re ready to take advantage of IntraFi® Network Deposits℠, here’s what happens:
Sign an IntraFi Network Deposit Placement Agreement (DPA) and a custodial agreement with us.
Identify and existing transaction account (or set up a new one) to be used.
Funds are placed into deposit accounts at other network institutions in accordance with the applicable DPA.
Enjoy transparent, detailed reporting. Check balances and see where funds are using easily accessible online tools.
Receive one monthly statement from us with your detailed activity.
That’s it! Using IntraFi® Network Deposits℠ is that easy!
How can IntraFi® help you?
Any organization or individual who wants to combine the convenience of working directly with a single bank with the security of FDIC insurance can benefit from IntraFi Network Deposits
Invest using IntraFi Network Deposits today. Enjoy access to multi-million-dollar FDIC insurance combined with the convenience of One bank, One rate and One statement!®
Invest using IntraFi® Network Deposits℠ today.
Enjoy access to multi-million-dollar FDIC insurance combined with the convenience of one bank, one rate and one statement!