Personal Checking

Earn rewards monthly – in high interest and enjoy refunds on ATM withdrawal fees!

• FREE Checking
• Earn High Interest
  • 2.00% APY* on balances up to $9,999.99!
  • 2.00% to 0.41% APY* on balances over $10,000 (depending on balance in account)
  • 0.05% APY* on balance if qualifications aren’t met.
• Up to $25 in nationwide ATM withdrawal fees refunded monthly.
• $25 Minimum Opening Deposit
• No Minimum Balance to earn rewards
• FREE Online Banking
• FREE Bill Pay
• FREE Mobile Banking
• FREE Mobile Deposit
• FREE eStatements
• FREE Debit Card
• FREE Kasasa Saver Account linked to build savings automatically

Rates effective as of May 2, 2025

Earn rewards on Debit Card Purchases and enjoy refunds on ATM withdrawal fees!

• Earn 4.00% Cash Back on debit card purchases
• No category restrictions on purchases
• Cash Back earned on up to $250 in purchases monthly
• Earn up to $10 Cash Back per month, $120 per year!
• Up to $25 in nationwide ATM withdrawal fees refunded monthly.

Plus,

• $25 Minimum Opening Deposit
• No Minimum Balance to earn rewards
• FREE Online Banking
• FREE Bill Pay
• FREE Mobile Banking
• FREE Mobile Deposit
• FREE eStatements
• FREE Debit Card
• FREE Kasasa Saver Account linked to build savings automatically

Rates effective as of May 2, 2025

To earn your rewards, just do the following transactions and activities in your Kasasa Cash Checking account during each monthly qualification cycle:

• 12 Debit Card Purchases per statement cycle.
• One Online Banking Login per statement cycle.

That’s it! And even if you don’t meet these qualifications, there are no penalties and you still have a free account. Plus, you can get right back to earning your rewards the very next cycle you qualify!

*Annual Percentage Yield (APY) and rewards are accurate as of today’s date and may change without notice after the account is opened. $25 minimum opening deposit. Enrollment in Online Banking and eStatements are required for this account. Up to $25 in ATM fees refunded per statement cycle with a $4.99 Max ATM fee refund per transaction when monthly qualifications are met. Your cell phone provider may charge additional fees for web access or text messages for Mobile Banking & Mobile Deposit. Other fees such as NSF, overdraft, dormant fee on inactive accounts, etc. may apply. Offer good on personal accounts only; business and corporate accounts do not qualify. Bank rules and regulations apply. See bank for details.