2 people using their phone to pay each other
Young man holding a cell phone


Send & receive money the easy way!

Pay a friend for concert tickets, collect gift money for a baby shower, or pay anyone you owe. Forget the hassle of writing checks or running to the ATM. Instead, use Popmoney®.

All you need is the person’s email address or mobile phone number to send money. The money goes directly from your bank account into their account, usually within one business day, regardless of where they bank.

And best of all, no more checks, stamps, or cash.

  • Pitch in or collect money for a gift.
  • Divide the bill at a group dinner.
  • Send a cash gift to family and friends.
  • Send money to your kids at college.
  • Pay your babysitter, hairdresser or your lawn care service.
  • Pay rent to your landlord or roommates.
  • Personalize your payments to friends and family with eGreetings.
  • Import contacts from your Yahoo®, Gmail® or Hotmail® email account.
  • Use the To Do List to help track your Popmoney® activity and payment tasks.
  • Send money to anyone in the United States.
Best of all with Popmoney®, you don’t need a new account to send or receive money. Just use your current bank account. You can send or receive payments directly from Online Bill Pay, the Popmoney® mobile app or at popmoney.com.

How it Works

  1. To send money, all you need is your friend’s email address or mobile number.
  2. Your friend will get an email or text saying you’ve sent them money.
  3. Your friend receives the payment directly into their account or logs in to the Popmoney® site to claim it.

Already enrolled in Online Banking? Then it’s easy to use Popmoney®.

  1. Log in to Online Banking.
  2. Click the Popmoney® tab within Bill Pay.
  3. Enter the recipient’s email address, mobile number or account information and the amount of the payment. It’s that easy!

Not signed up for Online Banking?

No worries. Enroll Now and follow a simple one-time registration process. 
No, your bank account information will not be shared with the recipient. They’ll only see your first name, last name and the message you wrote with the payment. If you sent the payment to your contact’s email address, they’ll also see your email address.
  • Email address or Phone Number: your contact will receive an email or text message with instructions on how to direct the payment into his or her bank account.
  • Bank account information (routing and account number): the money will be directly deposited into your contact’s bank account. 
When sending via email or phone number:
  • The recipient must provide their bank account information to receive the payment.
  • The recipient must choose where they wish for the funds to be deposited unless they have enabled automatic deposit in Popmoney®.
When sending directly to a bank account:
  • The funds will be directly deposited into the bank account without the recipient needing to take additional steps.
  • There is no additional action required by the recipient; however, they must share their bank account information with you. 
From the moment information is sent to Popmoney® to the time it is stored and accessed again, it is encrypted using industry leading software, hardware and algorithms. Security is also utilized at specific points and actions in the product. For example, to help prevent an unauthorized person from fraudulently depositing someone else’s payment, a one-time passcode is sent to the user. The user must provide that passcode back to Popmoney® to verify his “ownership” of that mobile number or email address before he can deposit the payment.
With Popmoney®, a recipient can receive money in as little as one business day. However, in some cases it may take longer. For example, if you send an email or mobile payment and the recipient is not yet registered for Popmoney®, he/she must sign up for the service so that we have their account information to deposit their payment. Also, if you exceed your next-day payment limits, then we will deliver payments within three business days. Limits can and will vary and can be checked by clicking the Help icon on the Send Money screen.
Each transaction is only 50 cents and it’s just as easy as sending a text message or email!*

*Your cell phone provider may charge additional fees for web access or text messages. Additional fee applies for expedited payments.
Boy is smiling while holding his debit card and cell phone.

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