Lake water
First Bank of the Lake Rates Logo

Online Only Accounts

Some of the Best Rates in the nation!
Rates effective as of 10/01/2021


Don't miss out! Start earning some of the best rates in the nation! 

First Bank of the Lake is recognized as one of the strongest financial institutions in the country by Bauer Financial and FDIC-insured, your money is safe and sound.  



TERM APY* MINIMUM OPENING DEPOSIT
6 Month CD*
5.55% $1,000
9 Month CD* 5.35% $1,000
12 Month CD* 4.85% $1,000
13 Month CD* 5.15% $1,000
15 Month CD* 5.10% $1,000
18 Month CD* 4.75% $1,000
24 Month CD* 4.65% $1,000
* Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. APY is accurate as of publication date. Rates subject to change at any time without notice. Minimum deposit to open an account is $1,000 and the maximum deposit is $500,000 per account.  FDIC insurance is limited to the maximum allowed by law. Penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. Personal and consumer funds only. No business or institutional funds allowed. Other restrictions may apply. The rates shown are only available for online accounts. Contact bank for details.
ACCOUNT APY* MINIMUM OPENING DEPOSIT
High Yield Savings 5.25% $2,500

Open a High Yield Savings Today

* Annual Percentage Yield (APY) is accurate as of date of publication. The interest rate and APY may change after the account is opened. You must maintain a minimum balance of 2,500 in the account each day to obtain the disclosed APY. Minimum deposit to open an account is $2,500 and the maximum deposit is $500,000 per account. FDIC insurance is limited to the maximum allowed by law. Fees could reduce the earnings on the account. Personal and consumer funds only. No business or institutional funds allowed. Other restrictions may apply. The rate shown is only available for online accounts. Contact bank for details.



























































































Guy in a white shirt smiling while working on his laptop.

Invest using CDARS today.

Enjoy access to multi-million-dollar FDIC insurance and enjoy working directly with out bank, a bank you know and trust!