First Bank of the Lake swoosh watermark
First Bank of the Lake Rates Logo

Schedule of Fees

Fees for banking services as part of your Account Agreement  us.

In addition to our banking and investment accounts, we offer a wide variety of convenience services for our customers.

A Safe Deposit Box, Cashier’s Checks and Money Orders are just a few of the services we offer. We also provide a variety of supplemental business services for your convenience.


The following fees may be assessed against your account and the following transaction limitations, if any, apply.


Banking Service Fee
Account Reconciliation $40 an hour
Cashier Checks $3 each
Collections
Incoming (plus postage if applicable)
Outgoing (plus postage if applicable)

$30 each
$30 each
Temporary Checks (Qty 8) $2.50 for 8 checks
Deposit Bags $5 each
Deposit Charge Back Item $3 each
Money Orders $2 each
Nonsufficient Funds (NSF)
(Each item, whether paper check/draft, in-person withdrawal or other electronic means)
$30 each
Photocopies $.25 per page
Research Time $40 an hour
Special Statement & Phone Balance Inquiries $2.50 each
Stop Payment
(each item, whether check or ACH)
$30 each
Notary
(customers only)
$2.50
Domestic Wire Transfer
(incoming or outgoing)
$20 each
Foreign Wire Transfer
(incoming or outgoing)
$90 each
Levy or Garnishment $30 each
Dormant Account Fee
(Account is considered dormant after 12 months of customer inactivity)
$5 a month
“New” Account Closed 180 days after opening $30
Replacement Debit Card $5
Deposit Correction $3
Safe Deposit Boxes
3x5x21
3x10x21
5x10x21
10x10x21

$15 a year
$30 a year
$50 a year
$100 a year
Dormant Cashier's Checks/Official Checks/Money Orders
(This fee will be charged on Cashier's Checks, Official Checks and Money Orders if not cashed within five (5) years from the date issued, or such time period as required by applicable state law. Any funds used to purchase the item, less the $25 dormancy fee, may be turned over to the relevant state's unclaimed property. 
$25
Check Ordering Varies on style & number of checks ordered.
Foreign Automated Teller Machine (ATM) $1 each
(in addition to any fees charged by the foreign ATM)