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Mom and daughter with piggy banks

CD & Savings Secured Loans

Need extra funds? You may already have them!

Use your CDs or savings accounts to stretch your dollars.

Imagine being able to use your CDs or savings account without having to withdraw funds or incur penalties. When you use your already-established accounts as collateral for a secured loan or line of credit, you use the power of your own money to secure a loan for the things you need.

These loans are a great way to take advantage of low-interest financing as your funds on deposit continue to earn interest as well.

Want to make a purchase without dipping into your savings? A secured loan may be a great option!

  • Competitive loan rates.
  • Flexible terms.
  • Flexible monthly payments.
  • Low origination fees.
  • Online access to your loan with Online and Mobile Banking.
  • Fast, local decision-making from experienced bankers.
  • Personal service for the life of the loan.

We can help put what you want or need within your reach. We offer competitive rates and we make decisions locally, so you get faster answers.

Subject to credit approval. Certain restrictions may apply.
Man sitting on the front of a boat with his arms outstretched.

We're ready to get you on the water with a Boat Loan from First Bank of the Lake!