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Calculators

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Financial calculators for all your financial needs.

From SBA loans to CDs to mortgages, our calculators can help answer questions you have about investing, loans and more!

Get a business loan using our business loan calculator

Business Loan Calculator

Check out or business loan calculator to estimate payments and interest.

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Franchise Loan Calculator

Buying a franchise can can help get you started with your own business faster and at lower risk. Use our franchise calculator to estimate monthly payments and interest.

Use the free SBA loan calculator today. A business loan calculator can provide estimates on payments and interest rates for your business.

SBA Loan Calculator

Learn more about your monthly payment and interest for SBA loans today.

Check out our free SBA 7a loan calculator

SBA 7a Loan Calculator

Estimate your monthly payment for an SBA 7a loan and learn about how SBA 7a loans work.
Use the free SBA 504 loan calculator today and get estimates on	payments and interest rates for your business - First Bank of the Lake

SBA 504 Loan Calculator

Instantly see what your SBA 504 loan payments and interest could be.

Compound Interest Calculator from First Bank of the Lake

Compound Interest Calculator

See how compound interest affects your savings growth.

Consumer Using CD Calculator

CD Calculator

Learn how CDs work in depth and calculate how much you can earn with some of the best CD interest rates.

Certificate of Deposit Calculator from First Bank of the Lake

Certificate of Deposit Calculator

Learn how much interest you can earn on a Certificate of Deposit.

Commercial Loan Calculator from First Bank of the Lake

Commercial Loan Calculator

Understand your debt service with a commercial loan and how they are approved.

Cash Flow Calculator from First Bank of the Lake

Cash Flow Calculator

See how cashflow affects your business and ability to meet current obligations.

Mortgage Loan Calculator from First Bank of the Lake

Mortgage Loan Calculator

Find out how much your monthly mortgage payment will be based on loan, term and rates.

Top 5 SBA franchise loan lender*

+$600 million franchise loans funded

+$1.9 billion in SBA loans since 2020

+2,000 SBA loans funded since 2020

See if You Pre-Qualify for an SBA Loan in 3 Minutes

Get the capital you need to fund your business

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What Our Customers Say

Google Customer Reviews
First Bank of the Lake Reviews - Google Stars

Gave Me the Confidence I Needed

Huge thanks to Tammy and Brandi. Tammy was my first point of contact and gave me the confidence I needed since there isn't a local branch near where I live. Brandi has been answering ALL my questions since and has excellent follow up and has taken great care of me.

— Michele Houston

First Bank of the Lake Reviews - Google Stars

Genuinely Interested in Helping My Business Succeed

First Bank of the Lake was a tremendous help in securing a 504 small business loan for my company. Every staff member I interacted with was professional, friendly, and genuinely interested in helping my business succeed.

— Don Kamb

First Bank of the Lake Reviews - Google Stars

Exceptional Service

I cannot say enough positive things about my experience working with Eric as my SBA loan officer. From start to finish, he provided exceptional service and went above and beyond to ensure that every issue we encountered was resolved quickly and efficiently.

— Bryan Crowe

Real business owners. Real results.

Woof Gang Bakery SBA Loan Case Study

After years in HR, Kasia followed her passion for animals and, with a $345K SBA loan from First Bank of the Lake, quickly launched her Woof Gang Bakery & Grooming franchise — already nearing breakeven just months in.

Tint World SBA Loan Case Study

After losing his wife, a friend, and his life savings, Dan Billings reinvented his life with a Tint World franchise — and with guidance and an SBA loan from First Bank of the Lake, his business is thriving and he’s already eyeing a second location.

Lifetime Green Coatings SBA Loan Case Study

Father and son duo Barry and Parker Norfleet launched six Lifetime Green Coatings franchises with a $400K SBA loan from First Bank of the Lake — quickly setting up operations and nearly breaking even within just three months.

Download Free ePubs on Buying a Business and SBA Loans

Understanding How to Buy a Franchise

Learn how we’ve made hundreds of franchise loans

Understanding How to Buy a Business

Learn how to buy your own business from the experts

Learn how SBA 7a loans work to grow your business

Learn how to get an SBA 7A loan and grow your business

Learn how gov’t-backed SBA loans work to grow your business

Learn everything you need on how to get an SBA loan

See if You Pre-Qualify for an SBA Loan in 3 Minutes