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Online Account Opening

Apply for a new CD or High Yield Savings Account Online!

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Don’t miss out! Start earning some of the best rates in the nation!

Don’t let your savings sit idle. Open an online CD or High Yield Saving account with us and lock in a great rate today!

Rates effective as of April 29, 2025

CDs available online

TermAPY*
$5,000 minimum opening deposit
6 Month CD4.29%
7 Month CD4.50%
9 Month CD4.30%
12 Month CD4.25%
13 Month CD4.25%
15 Month New Money CD**4.51%
18 Month New Money CD**4.51%
24 Month New Money CD**4.40%
36 Month CD3.95%
60 Month CD4.10%

*Annual Percentage Yield (APY) assumes interest will remain on deposit until maturity. APY is accurate as of date of publication. Rates subject to change at any time without notice. Minimum deposit to open an account is $5,000 and the maximum deposit is $500,000 per account. FDIC insurance is limited to the maximum allowed by law. Penalty may be imposed for early withdrawal. Fees could reduce the earnings on the account. Personal and consumer funds only. No business or institutional funds allowed. Other restrictions may apply. The rates shown are only available for online accounts. Contact bank for details.

**New Money: Funds already held on deposit at First Bank of the Lake cannot be used to open this account. The entirety of your deposit to open the account must be sourced from funds not already held at First Bank of the Lake (“New Money”).

High Yield Savings available online

AccountAPY*Minimum Opening Deposit
High Yield Savings4.50%$2,500

* Annual Percentage Yield (APY) is accurate as of date of publication. The interest rate and APY may change after the account is opened. You must maintain a minimum balance of 2,500 in the account each day to obtain the disclosed APY. Minimum deposit to open an account is $2,500 and the maximum deposit is $500,000 per account. FDIC insurance is limited to the maximum allowed by law. Fees could reduce the earnings on the account. Personal and consumer funds only. No business or institutional funds allowed. Other restrictions may apply. The rate shown is only available for online accounts. Contact bank for details.

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