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First Bank of the Lake Logo
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FDIC Digital Sign, using the official FDIC wordmark. This digital sign indicates the deposit institution is backed by the full faith and credit of the US government.

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First Bank of the Lake
First Bank of the Lake SBA Loans

Top 5 SBA franchise loan lender*

+$600 million franchise loans funded

+$1.9 billion in SBA loans since 2020


What Our Customers Say

First Bank of the Lake Reviews - Google Stars

Gave Me the Confidence I Needed

Huge thanks to Tammy and Brandi. Tammy was my first point of contact and gave me the confidence I needed since there isn't a local branch near where I live. Brandi has been answering ALL my questions since and has excellent follow up and has taken great care of me.

— Michele Houston

First Bank of the Lake Reviews - Google Stars

Genuinely Interested in Helping My Business Succeed

First Bank of the Lake was a tremendous help in securing a 504 small business loan for my company. Every staff member I interacted with was professional, friendly, and genuinely interested in helping my business succeed.

— Don Kamb

First Bank of the Lake Reviews - Google Stars

Exceptional Service

I cannot say enough positive things about my experience working with Eric as my SBA loan officer. From start to finish, he provided exceptional service and went above and beyond to ensure that every issue we encountered was resolved quickly and efficiently.

— Bryan Crowe


Real business owners. Real results.

SBA 7a Loans and Small Business Loans

Woof Gang Bakery SBA Loan Case Study

After years in HR, Kasia followed her passion for animals and, with a $345K SBA loan from First Bank of the Lake, quickly launched her Woof Gang Bakery & Grooming franchise — already nearing breakeven just months in.

SBA Loan Use Case for Franchise Loan Financing

Tint World SBA Loan Case Study

After losing his wife, a friend, and his life savings, Dan Billings reinvented his life with a Tint World franchise — and with guidance and an SBA loan from First Bank of the Lake, his business is thriving and he’s already eyeing a second location.

SBA Loan Use Case for Franchise Loan Financing

Lifetime Green Coatings SBA Loan Case Study

Father and son duo Barry and Parker Norfleet launched six Lifetime Green Coatings franchises with a $400K SBA loan from First Bank of the Lake — quickly setting up operations and nearly breaking even within just three months.

See If You Pre-Qualify For an SBA Loan in 3 Minutes